Regional Director

• Define a development action plan for their region by implementing the retail strategy in alignment with the bank’s retail development strategy.
•  Organize and coordinate the animation and commercial development in collaboration with Branch Managers. Represent and safeguard BICEC’s interests with third parties.

MAIN RESPONSIBILITIES

• Execute the annual budget and achieve the financial and other objectives assigned to the region;
• Decide on the distribution of individual and collective objectives in collaboration with Branch Managers and the Retail Banking Director;
• Develop the customer portfolio and commitments in the region;
• Lead and coach regional and branch teams, identifying individual potential;
• Contribute to the commercial performance of the region;
• Approve/validate credit granting files within their delegation authority;
• Manage risks associated with banking activities in the region (credit risks, operational risks, fraud, etc.);
• Ensure that internal control and risk management systems are mastered and monitored in collaboration with risk and control functions;
• Optimize synergy with other commercial divisions (SMEs and Large Enterprises);
• Directly manage a high-end customer portfolio (Individual Clients) within the region;
• Ensure proper administrative follow-up in the region.

PROFILE REQUIREMENTS

• Higher education degree (BAC+5 minimum) or a banking diploma (ITB);
• Proven experience of at least ten (10) years in team management in one of the following positions:
• Branch Manager (1st category and non-categorized branches),
• Senior Banker,
• Market Manager,
• Credit Risk Manager,
• Debt Recovery Manager,
• Commercial Animation Manager;
• Geographic mobility is appreciated.

KNOWLEDGE REQUIRED

• Knowledge of financial analysis, taxation, personal and corporate economics;
• Understanding of financial analysis techniques;
• Familiarity with SYSCOHADA accounting principles;
• General knowledge of banking operations, structures, processes, procedures, and regulations;
• Awareness of the range of products and services offered to customers;
• Mastery of sales and negotiation techniques;
• Expertise in credit file preparation and credit process management;
• Understanding of banking transaction standards and procedures.

SKILLS & ABILITIES

• Strong commercial skills (sales, negotiation, persuasion);
• Decision-making ability and risk awareness;
• Managerial skills (defining clear missions, employee development, objective evaluation, organizing and leading meetings);
• Analytical and synthesis skills;
• Integration and commercial networking ability;
• Time management and deadline adherence;
• Ability to seek information and update knowledge.

PERSONAL QUALITIES

• Rigor and organization (meeting deadlines);
• Availability, customer service skills, and stress management;
• Team spirit and open-mindedness;
• Strong interpersonal skills and teamwork aptitude;
• High level of confidentiality;
• Proficiency in IT tools (Office software, banking applications).

Application deadline: Thursday, March 13, 2025, at 4:30 PM

How to apply: Send your CV by email to recrutement@bicec.com with the subject line “APPLICATION – REGIONAL DIRECTOR”

Only shortlisted candidates will be contacted for the next steps of the recruitment process.